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Bankrupt in America - A History of Debtors, Their Creditors, and the Law in the Twentieth Century (Hardcover): Mary Eschelbach... Bankrupt in America - A History of Debtors, Their Creditors, and the Law in the Twentieth Century (Hardcover)
Mary Eschelbach Hansen, Bradley A Hansen
R1,430 Discovery Miles 14 300 Ships in 12 - 17 working days

In 2005, more than two million Americans--six out of every 1,000 people--filed for bankruptcy. Though personal bankruptcy rates have since stabilized, bankruptcy remains an important tool for the relief of financially distressed households. In Bankrupt in America, Mary and Brad Hansen offer a vital perspective on the history of bankruptcy in America, beginning with the first lasting federal bankruptcy law enacted in 1898. Interweaving careful legal history and rigorous economic analysis, Bankrupt in America is the first work to trace how bankruptcy was transformed from an intermittently used Constitutional provision, to an indispensable tool for business, to a central element of the social safety net for ordinary Americans. To do this, the authors track federal bankruptcy law, as well as related state and federal laws, examining the interaction between changes in the laws and changes in how people in each state used the bankruptcy law. In this thorough investigation, Hansen and Hansen reach novel conclusions about the causes and consequences of bankruptcy, adding nuance to the discussion of the relationship between bankruptcy rates and economic performance.

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